This End-User License Agreement (“Agreement”) is a legal agreement between you (“User” or “You”) and Credit Genius (“We,” “Our,” “Us”), governing your use of our software, mobile application, and related services (collectively, “Application”). By installing, accessing, or using the Application, you agree to be bound by the terms of this Agreement. If you do not agree to these terms, you must not install or use the Application.
For any questions about this Agreement, please contact us at [email protected].
1. License Grant
Subject to the terms and conditions of this Agreement, Credit Genius grants you a non-exclusive, non-transferable, revocable license to download, install, and use the Application on your personal or business device(s) for your personal or internal business purposes only.
2. Restrictions
You may not:
- Reverse engineer, decompile, disassemble, or otherwise attempt to derive the source code of the Application;
- Modify, distribute, or create derivative works based on the Application;
- Use the Application for any unlawful purpose or in violation of any applicable law or regulation;
- Sell, lease, sublicense, or otherwise transfer the Application or any part of it to any third party;
- Attempt to interfere with or disrupt the functionality of the Application, servers, or networks connected to the Application.
3. User Accounts
In order to use certain features of the Application, you may be required to create a user account. You are responsible for maintaining the confidentiality of your account information and for all activities under your account. You agree to notify us immediately of any unauthorized use of your account.
4. Intellectual Property
The Application, including all content, features, and functionality, is owned by Credit Genius and is protected by copyright, trademark, and other intellectual property laws. All rights not expressly granted to you in this Agreement are reserved by Credit Genius.
5. Updates and Modifications
Credit Genius may, from time to time, provide updates, patches, or modifications to the Application. You agree to accept such updates as part of your use of the Application. This Agreement will apply to any updated version of the Application unless a separate agreement is provided.
6. Termination
We reserve the right to suspend or terminate your access to the Application at any time, without notice, if we believe you have violated this Agreement. Upon termination, you must cease all use of the Application and delete all copies from your devices.
7. Privacy
Your use of the Application is also governed by our Privacy Policy, which can be found on our website. By using the Application, you consent to the collection, use, and disclosure of your personal data as outlined in the Privacy Policy.
8. Disclaimers
The Application is provided “as is” and “as available,” without any warranties or representations of any kind, either express or implied. Credit Genius does not guarantee that the Application will be error-free, secure, or uninterrupted. You use the Application at your own risk.
9. Limitation of Liability
To the maximum extent permitted by law, Credit Genius shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, or any loss of profits or data, arising from your use of or inability to use the Application, even if we have been advised of the possibility of such damages.
10. Indemnification
You agree to indemnify, defend, and hold harmless Credit Genius, its affiliates, employees, agents, and licensors from any claims, damages, liabilities, costs, or expenses (including attorney fees) arising out of or related to your use of the Application, your violation of this Agreement, or your infringement of any third-party rights.
11. Governing Law
This Agreement will be governed by and construed in accordance with the laws of the jurisdiction in which Credit Genius is based, without regard to its conflict of law principles. Any disputes arising under or in connection with this Agreement will be subject to the exclusive jurisdiction of the courts located in San Diego, California, USA.
12. Severability
If any provision of this Agreement is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect.
13. Entire Agreement
This Agreement constitutes the entire agreement between you and Credit Genius regarding the use of the Application and supersedes all prior agreements or understandings, whether written or oral, related to the subject matter hereof.
14. Changes to the Agreement
Credit Genius may update or modify this Agreement at any time. Any changes will be effective when the updated version is posted on our website or within the Application. By continuing to use the Application after such changes, you agree to the revised terms.
15. Contact Information
If you have any questions about this Agreement or the Application, please contact us at:
Email: [email protected]
By installing, accessing, or using the Application, you acknowledge that you have read, understood, and agree to be bound by the terms of this End-User License Agreement.