These Terms of Service (“Terms”) govern your access to and use of the website, mobile application, and other services provided by Credit Genius (“we,” “our,” or “us”). By accessing or using our Services, you agree to comply with and be bound by these Terms. If you do not agree with these Terms, do not use our Services.
For any questions regarding these Terms, please contact us at [email protected].
- Acceptance of Terms
By accessing or using the Credit Genius website and services (collectively referred to as “Services”), you agree to be bound by these Terms and any future amendments or updates. If you do not agree to these Terms, please discontinue using the Services immediately. - User Eligibility
You must be at least 18 years of age to use our Services. By using our Services, you represent and warrant that you are 18 years of age or older. - Account Registration
To access certain features of the Services, you may be required to create an account. You agree to provide accurate, current, and complete information during the registration process and to update your information as needed. You are responsible for maintaining the confidentiality of your account login credentials and for all activities under your account. - Use of Services
You agree to use the Services in accordance with all applicable laws and regulations. You are prohibited from:
- Using the Services for illegal or unauthorized purposes.
- Impersonating any person or entity or misrepresenting your affiliation with any entity.
- Interfering with or disrupting the Services or servers connected to the Services.
We reserve the right to suspend or terminate your access to the Services for violating these Terms.
- User-Provided Content
You may be allowed to input or upload content, such as financial data, credit reports, and other information (“User Content”). You retain ownership of your User Content but grant us a license to use, display, and process it as necessary to provide our Services.
You agree not to upload any content that violates the rights of others, is illegal, or is harmful to our Services.
- Privacy and Data Use
Your use of the Services is governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information. By using our Services, you consent to the practices described in our Privacy Policy. - Third-Party Links
Our Services may contain links to third-party websites or services that are not controlled by Credit Genius. We are not responsible for the content, privacy policies, or practices of third-party websites or services. You access them at your own risk. - Disclaimers
The Services are provided “as is” and “as available.” We do not warrant that the Services will be error-free or uninterrupted. We disclaim all warranties, whether express or implied, including but not limited to implied warranties of merchantability or fitness for a particular purpose.
We do not guarantee that the Services will meet your specific financial goals or expectations, nor do we guarantee the accuracy of the information provided through the Services.
- Limitation of Liability
To the maximum extent permitted by law, Credit Genius shall not be liable for any indirect, incidental, special, or consequential damages arising out of or in connection with the use of the Services, even if we have been advised of the possibility of such damages. Our total liability to you for all claims related to the Services is limited to the amount you paid for the Services during the six-month period preceding the claim. - Indemnification
You agree to indemnify and hold harmless Credit Genius, its employees, affiliates, and partners from any claims, losses, liabilities, or expenses (including reasonable attorneys’ fees) arising out of your use of the Services, violation of these Terms, or infringement of any third-party rights. - Changes to Terms
We may update or modify these Terms at any time. Any changes will be posted on this page with an updated effective date. It is your responsibility to review these Terms regularly. By continuing to use the Services after any changes are made, you agree to be bound by the revised Terms. - Termination
We reserve the right to suspend or terminate your access to the Services at our discretion, without prior notice, if we believe you have violated these Terms or engaged in any unauthorized activities. Upon termination, your right to use the Services will cease immediately. - Governing Law
These Terms are governed by and construed in accordance with the laws of the State of California, United States, without regard to its conflict of law principles. Any disputes arising out of or related to these Terms will be resolved in the competent courts located in San Diego, California. - Contact Us
For any questions or concerns about these Terms of Service, please contact us at:
Email: [email protected]
By using the Services, you acknowledge that you have read, understood, and agreed to be bound by these Terms of Service.